Features

What Spen does

A complete picture of the app — what each feature is for, and who it's actually useful to.

Track expenses and income

Log a transaction in a few taps. Choose a category, an account and a date, add a note if you want, and you're done — around five seconds.

Custom categories you can shape around how you actually spend.
Multiple accounts — cash, bank, wallet and credit card tracked together.
Separate profiles keep personal, business and family money completely apart.
Search and filters to find any entry from any period.
Spen dashboard

Budgets that warn you early

Most apps tell you what you spent after the month has ended, which is too late to matter. Spen sets a limit per category and warns you as you approach it.

Monthly or yearly limits per category.
Alerts before you cross — not a report afterwards.
Recurring bills for rent, EMIs and subscriptions, with a reminder before each due date.
Weekly and monthly summaries delivered as notifications.
Monthly budgets in Spen

Analytics that explain, not just count

A spending breakdown by category, monthly trends, and a single financial health score that tells you how things are going without reading charts.

Financial Health Score — one number out of 100, with the components shown.
50/30/20 breakdown across needs, wants and savings, calculated automatically.
Expense breakdown by category, with monthly income and expense trends.
Wealth Builder for net worth and progress over time.
Financial health score

Trips get their own budget

Holidays and work travel distort a normal month. Give a trip its own budget and Spen keeps that spending separate from your regular one.

Per-trip budget with spending broken down by category, day and account.
Foreign currency shown alongside your home currency.
Excluded from monthly budgets, so a holiday doesn't look like overspending.
Shareable summary card at the end of the trip.

Spen tracks your own spending on a trip. It does not split bills between people — if that's what you need, Splitwise does it well.

Trip summary in Spen
Privacy & data

Nothing leaves your phone

The whole app is built so there is no server holding your financial history.

🔒

No account, ever

There is no sign-up screen. Install the app and start — nothing to create, nothing to verify, no email needed.

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Fully offline

Every feature works in airplane mode. No connection needed to log, budget, or view analytics.

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App lock

PIN and biometric unlock, with a recovery code, biometrics or your Google account if you forget it.

☁️

Your own Drive

Optional backup goes to your personal Google Drive — not to us. Restore on a new phone in a few taps.

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CSV import and export

Bring existing records in, take everything out whenever you want. Your data is never locked in.

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No ads, no purchases

Free with nothing to buy. No banner ads, no interstitials, no premium tier held back.

Try it — it takes a minute.

Free, offline and no account. If it isn't for you, uninstalling takes nothing with it.

Get it on Google Play