Honest write-ups on picking an app to track your money — including where Spen isn't the right answer.
Why waiting periods mean insurance has to be bought before you need it, what mediclaim actually means, and the renewal trap that quietly undoes years of cover.
October 2026Why trips break monthly budgets, the daily-rate method for setting a realistic total, what to track while you're away, and the ten-minute review that makes the next trip accurate.
September 2026Which apps let you start tracking immediately, the difference between a mandatory account and an optional one, and the recovery trade-off nobody mentions.
September 2026How automatic tracking actually works, the five things a well-built implementation does differently, and what it still misses even when it works.
September 2026Classifying needs versus wants without agonising, what to do when rent alone breaks the 50% ceiling, and three ways to track the split.
September 2026Which apps genuinely work without a connection, how to test the claim yourself, and why "offline" means different things to different developers.