A free expense tracker and budget planner that works completely offline. No account, no ads, and your financial data never leaves your phone.
No subscription · No in-app purchases · No trial
Built for people who want to understand their spending without handing their bank details to a free app.
Add an expense in a few taps with custom categories, multiple accounts, and separate profiles for personal, business and family money.
Set a monthly limit per category and get alerted before you cross it — not in a report after the month has ended.
One clear number for how your money is doing, with a 50/30/20 breakdown across needs, wants and savings.
Give any journey its own budget, in a second currency if you need it. Travelling together? Add everyone, record who paid, and see who owes whom — all offline.
Set up rent, EMIs and subscriptions once. Spen reminds you before each due date so nothing is missed.
Policy numbers, who's covered, helpline and TPA details, and the e-card itself — reachable offline. Reminders before every premium, so a policy never lapses.
Most free finance apps pay for themselves with your data. Spen doesn't collect any, so there is nothing to sell, leak or lose.

Unedited reviews from the Google Play listing.
Simple, useful and well-designed expense tracker! SPEN is a really clean and easy-to-use app for managing daily expenses and income. I particularly like the simple interface and how quickly I can add and categorize transactions. The dashboard gives a clear picture of my spending without making things complicated. Great app for anyone looking for a simple and hassle-free expense tracker. Highly recommended!
Really solid expense tracker — everything stays private and on your device, no account needed. Google Drive backup is a nice touch for peace of mind. Analytics are genuinely useful, not just basic totals. Clean UI, easy to use. Highly recommend!
Excellent app for expense tracking! Very simple, clean UI and easy to use. Helps me manage my daily business & personal expenses perfectly. No ads, fast and super useful. Highly recommended
Every review is from Google Play. See all reviews →
No sign-up, no email, no card. Install it and add your first expense.
Get it on Google Play